申请贷款

钱罐毕业帽When you file a FAFSA, and include 188bet金宝搏官网登录网址 (CSU) as one of 的 schools to which you wish your FAFSA information to be sent, we will, upon receipt of your 学生资助报告(SAR)由美国政府出具.S. 教育部(USDE)一旦你 FAFSA has been processed, send you notification that a 金融援助 Award Package 已经为你生成了吗. 通知通常是通过电子邮件(除非你这样做了) 不要在你的FAFSA上提供电子邮件地址,在这种情况下,普通的美国.S. 邮政服务 邮件将被使用). 你的一揽子计划将包括贷款明细 which you are eligible based ei的r upon your enrollment status at CSU, if you are a continuing student, or, if you are a new student at CSU, your eligibility will be based upon your representations in your FAFSA as to what your academic standing will 一旦你被录取就去科罗拉多州立大学. 如果你正在访问这个网页看什么 您可能符合贷款资格,请到我们的 你的经济援助奖励包 网页来审查您的资格.

CSU will, assuming you meet all eligibility requirements, process your request for a Federal Direct Stafford Loan and, if you are a Masters or Doctorate candidate, we 会处理你的联邦直接毕业生加贷款申请吗. 此外,我们 will, upon request from a parent, process a Federal 直系家长PLUS贷款 for a 依赖学生.

PLEASE NOTE: 的 university may not process a loan request, from a student or parent, after a student's last date of attendance, in a semester, or after 的 last date of 贷款期限.

联邦斯塔福德贷款限额

Federal Stafford 贷款 have annual limits per grade level and academic program, as 以及最大寿命限制. 请进入 联邦斯塔福德贷款限额(PDF) 附加信息图表.

Requests for Revision of Accepted (or Declined) 贷款 的re may be instances after you have accepted a loan, ei的r in whole or in part, or declined a loan, that you 改变主意. 在这种情况下,我们将乐意满足任何要求 “修订”. 您需要下载并提交以下纸质表格 为了修改、取消、恢复贷款等. 此表格也可用 在学生经济援助办公室.

申请增加、减少和/或取消联邦贷款

请提交 贷款更改表格 如有下列要求,请向我们办事处提出:

  • 由于学术(年级)水平的变化而增加的
  • 如果父母被拒绝了父母PLUS贷款,或者
  • 恢复以前被拒绝或取消的贷款
  • 增加以前只被部分接受的贷款
  • 减少已经接受的贷款金额,或者干脆取消贷款.

关于家长PLUS贷款和受抚养学生的信息

Dependent undergraduate students may, in some instances, receive additional Federal Direct Stafford funds, over and above what is reflected on 的ir initial Financial Aid Award Package if 的ir parent(s) applies for and is turned down for a Federal 直系家长PLUS贷款. 他们有资格获得的额外金额可以 在 联邦斯塔福德贷款限额(.pdf) 图表.

If 的 parent of a student is turned down for a Federal Direct PLUS Loan 的 student 可以申请额外的斯塔福德贷款资金吗. 学生将通过 提交 贷款更改表格表格寄给学生经济援助办公室.

Direct Loan's decision to fund a Parent PLUS Loan is based upon 的 applicant parent's 信用评级/站. 当你的父母申请联邦直系父母加时 贷款,美国.S. 教育部(USDE)将检查他们的信用记录. To be eligible for a PLUS Loan, your parent must not 有不良信用记录吗. If 的y are found to 有不良信用记录吗, 的y may still borrow a PLUS 贷款,如果你得到背书谁没有不良信用记录. 背书人 如果他们不偿还贷款,是否有人同意偿还PLUS贷款. 在一些 cases, 的y may also be able to obtain a Direct PLUS Loan if 的y document to 的 USDE's satisfaction that 的re are extenuating circumstances related to 的ir adverse 信用记录.

If 的re is an "Offered" amount for a Federal 直系家长PLUS贷款 in your Financial Aid Award Package, as reflected in CSU X-press, you may accept 的 amount in full, or in part, and your parent may 的n go ahead and complete 的 PLUS application process 通过访问 studentaid.政府 网站. 如果PLUS贷款随后被直接贷款拒绝贷款 reasons, CSU will generally receive confirmation within two business days after which time we will 的n process you for 的 additional Unsubsidized Stafford amount, provided 您已通过提交一份完整的 贷款更改表格 (如上所述). 请预留5-10个工作日来处理额外的费用 一旦家长PLUS申请被拒绝,你将获得的金额.

If your parent is approved 的y have 的 option to cancel 的 loan should 的y change 他们的头脑. 当然,如果他们被批准了,然后又取消了,你会的 not be eligible to receive additional Unsubsidized Federal Direct Stafford Loan funds.

Private (另类)教育贷款

Masters and Doctorate candidates may be eligible for Federal Direct 研究生 PLUS 贷款. 如果你发现自己处于斯塔福德资格不满足的情况 your requirements (perhaps you have exhausted Stafford eligibility) and you have remaining 需要在你的学生预算,你可以申请研究生加贷款.

当你申请联邦直接毕业生加贷款时,美国联邦政府将会为你提供贷款.S. 教育部 (USDE)将检查您的信用记录. 要获得PLUS贷款的资格,你必须没有 有不良信用记录吗. 如果你被发现有不良信用记录, you may still borrow a PLUS Loan if you get an endorser who does not have an adverse 信用记录. 担保人是同意偿还PLUS贷款的人,如果你这样做了 不偿还贷款. 在某些情况下,你也可以获得直接PLUS贷款 if you document to 的 USDE's satisfaction that 的re are extenuating circumstances 与你的不良信用记录有关.

If 的re is an "Offered" amount for a Federal Direct 研究生 PLUS Loan in your Financial Aid Award Package, as reflected in CSU X-press, you may accept 的 amount in full, or in part, and 的n may go ahead and complete 的 PLUS application process by accessing 的 studentaid.政府 网站.

关于硕士和博士研究生PLUS贷款的信息

的re may be instances where you may not qualify for Direct loans or it may be that you are not eligible for sufficient funding of your needs under this federal program. 如果是这样的话,你可以申请Private教育贷款. 在大多数情况下 lenders will notify our office if you have applied for, and been approved for, a Private 教育贷款,并要求我们证明您的注册状态/资格. In some instances you may need to ei的r notify us that you have been approved or you 可能需要给我们提供一份纸质的证明表格吗. 欲知更多有关 这个过程与你的贷方核实.
 
CSU does not maintain a Preferred Lender list for entities that offer Private 教育 我们也不推荐任何特定的Private贷款机构或Private贷款产品. We will perform eligibility certification for any private lender, or any loan product 他们所提供的,是你所渴望的.

的 Higher 教育 Opportunity Act, passed by Congress in August of 2008, made a 规定学校可以向学生提供“历史贷款人名单”. 的 provision recommends that such a list include all private lenders that had provided 在一段时间内向学校学生提供的贷款. 该建议表明 至少3-5年的时间. 根据这一建议,我们进行了审查 our students' Private 教育 Loan lenders from 的 period beginning with 的 Fall 2020学期至本学期. 以下是按字母顺序排列的清单 秩序,所有这样的贷款人. 点击贷款人的名字,你将被带到它的 网站.

摩根大通- 这家贷款人不再接受贷款申请. 可能性总是存在的 这家贷方将恢复提供Private教育贷款. 我们将更新这个网站 如果我们意识到这种情况,请通知我们.

Should any additional lenders provide Private 教育 Loan funding to our students 它们将被添加到上述列表中.

Before applying for a Private 教育 Loan, we recommend you explore all o的r financial 援助方案(e).g.(助学金、奖学金、联邦贷款和联邦勤工俭学选项). Private 教育 贷款 may cost more than federal loans because of higher unsubsidized 利率和无上限利率. 此外,你可能没有那么多 deferment options with a private loan as a Federal loan, nor can you consolidate a Private教育贷款与你的联邦贷款.
As part of 的 application process for a Private 教育 Loan you must complete a "私立教育贷款申请人自我证明填写并提交给您选择的贷款人. 在大多数情况下,你的贷款人会提供 你有这个文件吗?. 如果他们不同意,你可以从 此网页.

贷款咨询 

入学咨询

All students who will be receiving Direct 贷款 (Stafford and/or 研究生 PLUS) must 完成适当的直接贷款”入学咨询" at studentaid.政府

Log in - you will need your FSA ID - and complete 的 appropriate (ei的r 本科 或研究生/专业)入学辅导.

出口咨询

If a student graduates or withdraws from 的 university, or if his/her enrollment 如果学生的工作时间减少到一半以下,他/她必须填写一份“出口咨询会议时间: studentaid.政府

登录-你将需要你的FSA ID -并完成 退出  咨询.